Set and Then Forget… (at least for a little while) As an aggressive entrepreneur, I was ready to conquer the world at a very young age. My plan was to out-work, out-innovate, and out-run my competition at all costs until I was financially free. I started a lawn mowing business… then a custom T-shirt business… [...]
Financial Gravity :: How the Rich Get Richer and the Poor Get Poorer
As someone who spent most of his 20′s in financial disarray, take it from me:
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it’s expensive to be broke!
Financial Forces
Have you ever been told that the rich get richer and the poor get poorer? Well, it’s true.
Several forces are at work keeping the money river flowing from the poor neighborhoods to the shiny houses on the hill.
How a Cash Reserve Can Make You Money
For the first ten years of my adult life (18 to 28), I lived like most Americans: paycheck to paycheck. Every time I got paid, I would send out checks to bill collectors until my account balance was hovering within a few dollars of zero. I never had anything in my savings account because I [...]
Why Novices are Beating You in the Market
A funny thing happens when you decide to put some work into stock market investing: While you may have been getting decent results before you started paying more attention by picking a few index funds and forgetting about them; now that you are doing your homework it seems the harder you try, the worse you [...]
A Roadmap from Debt to Living your Passion
When you’re up to your eyeballs in debt, and stuck in a job you hate just to pay the bills, living your passion can seem like something that will never happen.
Rebuttals for Ten Reasons You Think You Need a Credit Card
Credit cards are the devil. When I look at the amount of debt this country has from credit cards with just as much justification for using them; it makes me wonder why so many people keep doing the same thing and expecting different results.
The Cost of “Runnin’ on Empty”
Are you the kind of person who waits until the needle on your gas gauge is below “E” to fill up the tank? Have you ever pushed it so far you ran out of gas? When you add up the cost of time, energy, missed appointments, and the extra gas can you didn’t need; was [...]
See Money Differently to Attract More
A common theme throughout popular finance literature is the idea that the rich see money differently than average people. You may have heard buzz phrases like “pay yourself first,” or “don’t work for your money, let your money work for you.” These concepts sound great in books, but putting them to practical use can be [...]
