Genius Types

Set and Then Forget… (at least for a little while) As an aggressive entrepreneur, I was ready to conquer the world at a very young age. My plan was to out-work, out-innovate, and out-run my competition at all costs until I was financially free. I started a lawn mowing business… then a custom T-shirt business… [...]

I find it interesting that wisdom is often clearly laid out before everyone in a book or a lecture, and few truly understand it. It’s just as Napoleon Hill wrote in “Think and Grow Rich” when he hinted that one needs to re-read the book several times; and even then, the wisdom can only be captured when a person is ready to hear it.

As someone who spent most of his 20′s in financial disarray, take it from me:

it’s expensive to be broke!

Financial Forces

Have you ever been told that the rich get richer and the poor get poorer? Well, it’s true.

Several forces are at work keeping the money river flowing from the poor neighborhoods to the shiny houses on the hill.

For the first ten years of my adult life (18 to 28), I lived like most Americans: paycheck to paycheck. Every time I got paid, I would send out checks to bill collectors until my account balance was hovering within a few dollars of zero. I never had anything in my savings account because I [...]

A funny thing happens when you decide to put some work into stock market investing: While you may have been getting decent results before you started paying more attention by picking a few index funds and forgetting about them; now that you are doing your homework it seems the harder you try, the worse you [...]

When you’re up to your eyeballs in debt, and stuck in a job you hate just to pay the bills, living your passion can seem like something that will never happen.

Credit cards are the devil. When I look at the amount of debt this country has from credit cards with just as much justification for using them; it makes me wonder why so many people keep doing the same thing and expecting different results.

Are you the kind of person who waits until the needle on your gas gauge is below “E” to fill up the tank? Have you ever pushed it so far you ran out of gas? When you add up the cost of time, energy, missed appointments, and the extra gas can you didn’t need; was [...]